Welcome to your 2025 Budget Digital Planner!
Here is how to make the most of your planner:
Yearly & Monthly Calendar (2025 CALENDAR)
Use the yearly and monthly calendars to mark key financial dates, such as paydays, bill due dates, or savings goals.
Budget Planner & Budget Tracker
Begin each month by setting a budget and use the Budget Tracker to keep an eye on your spending. Pray over your budget each month, asking for wisdom and discipline.
Expense Tracker
Record daily expenses to identify spending habits. Reflect on each purchase—ask yourself if it aligns with your financial goals and values.
Savings Plan & Savings Tracker
Set specific savings goals and track your progress.
Saving Jar
A visual way to keep motivated. Each time you add to your savings, fill in your “Saving Jar.”
Bills & Subscriptions
List all monthly bills and subscriptions, so you are never surprised by recurring expenses. Check this monthly to decide if any services can be reduced or canceled.
Debt Snowball Tracker
List debts from smallest to largest and track each payment. Celebrate as you pay down each debt.
Financial & Future Goals
Use these pages to prayerfully set short-term and long-term financial goals. Regularly check your progress and adjust as necessary.
Monthly & Yearly Overview
The Monthly Overview helps track each month’s accomplishments and challenges, while the Yearly Overview provides a big-picture look at your finances over the year.
Quarterly & Utility Bills Tracker
Plan for quarterly or irregular bills and utilities, keeping track of all payments.
Savings Challenges
Engage with savings challenges to build different funds: emergency, $1,000, $1,500, or $10,000 goals. These challenges offer a fun way to reach ambitious financial milestones.
Annual Finance, Income, & Tax Deduction Pages
Review your entire year’s finances, income, and tax-deductible expenses. Use this to stay organized for tax season and end-of-year planning.
Donation Tracker
Track charitable donations. Reflect on how you’re giving back and honoring God through your finances.
Spending Tracker & No Spend Challenge
The Spending Tracker records each expense, while the No Spend Challenge encourages frugal days or months to reset your spending habits.
Retirement & Retirement Savings Tracker
Plan for your future by tracking retirement contributions and setting goals for a secure financial future.
Special Funds: Wedding, Baby, Dream Fund
Save for big life events or personal dreams, like a wedding, new baby, or dream purchase. Update these funds regularly to track progress.
Checkbook Register, Net Worth, and Bank Account Tracker
Keep accurate records of your checkbook, monitor your net worth over time, and stay aware of your bank account balances.
Notes
Use this space to jot down reflections, prayers, or specific insights about your financial journey.
Features:
Interactivity: Duplicate or delete pages to create a personalized and dynamic planner.
Customization: Personalize your planner to suit your individual needs and goals.
“On the first day of the week let each one of you lay something aside, storing up as he may prosper, that there be no collections when I come” (I Corinthians 16:2 NKJV).
Features & Files Included:
* 2025 CALENDAR
* 2025 CALENDAR MONTHLY CALENDAR
* Budget Planner
* Budget Tracker
* Expense Tracker
* Savings Plan
* Savings tracker
* Saving Jar
* Bills & Subscriptions
* Monthly Budget
* Vacation Budget
* Debt Snowball Tracker
* Financial Goals
* Future Goals
* Monthly Overview
* Yearly Overview
* Yearly Income
* Insurance Tracker
* Quarterly Bills Tracker
* Utility Bills Tracker
* Bank Account
* Financial Goal
* 10 Dollar Savings Challenge SAVE 1,000 Dollar
* 15 Dollar Savings Challenge SAVE 1,500 Dollar
* 100 Dollar Savings Challenge SAVE 10,000 Dollar
* 3-6 Month Emergency fund Savings Tracker
* Annual Finance
* Expense Tracker
* Credit Card Information
* Upcoming Expenses
* Online Shopping Tracker
* Monthly Bill Tracker
* Paycheck Budget
* Tax Deduction
* Donation Tracker
* No Spend Challenge
* Spending Tracker
* Retirement Tracker
* Retirement Savings
* Checkbook Register
* Net Worth
* Tithes & Offerings/Giving Tracker
* Month Ahead Savings
* Wedding Fund
* Baby Fund
* Dream Fund
* Notes
This is a digital product no physical product will be sent.
Once payment is complete, digital files will be available for download in your account.
We strongly recommend usage on an iPad Pro / iPad Air / iPad with an Apple Pencil (or a stylus) and the use of either Goodnotes or Notability.
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